As corporates renew focus on global growth, the spotlight is on transaction banking. Operational efficiency and new revenue generation are key considerations for an effective transaction banking strategy.

Transaction banking is becoming a strategic business for many of the larger corporates, either regionally or globally. The business model has proved resilient during the financial crisis as a valuable source of liquidity and revenue. However, transactions are commoditizing and corporate customers are becoming more demanding. Corporations want simpler, more effective and widespread connectivity to the banking system, with access to value-added services, to serve their product and geographic needs.

Swiss International Investment Trust AG offers solutions in three areas:

• Transaction banking strategy and operating models
• Bank-to-corporate payment connectivity
• Swiss International Investment Trust AG financial supply chain platform

Corporates that revitalize their transaction banking capabilities can create competitive differentiation and achieve high performance.

Digital payment strategies and operating models are critical for success in today’s competitive market, where point of sales, online and mobile channels are converging and new digital commerce models are emerging.

The digital channel is integral to the full customer purchasing experience of pre-payment activities (for example, search and mobile marketing), payment and post-payment functions (for example, loyalty). Swiss International Investment Trust AG provides clients with digital and mobile payment solutions that keep pace with the market, including:

• Swiss International Investment Trust AG Mobility
• Mobile application development and system integration
• Mobile and multi-channel payments, micropayments,strategies and operating models